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Your
home is one of the most important assets you'll own in this lifetime.
You work
hard to pay for your home and invest your time into the maintenance and
upkeep.
Your insurance policy is designed to protect you from damage to your home
and
personal belongings due to a variety of causes of loss, including:
-
Fire And Lightning
- Windstorm And Hail
- Weight Of Ice & Snow
- Theft
- Vandalism And Malicious Mischief
- Accidental Overflow of Water from Plumbing
The
most important consideration is to make certain your coverage provides
replacement protection for your home and belongings. This means in the
event
of a covered loss the claim will be settled based on the cost to replace
the covered
property with similar kind and quality as what you had.
Most
policies provide limited protection for unique, specific items - such
as
jewelry. Be sure to notify your agent if you own any unusual items that
may
require additional coverage.
Your
home insurance policy also provides personal liability and medical
payments protection. This protection may provide coverage for injury to
others
or destruction of others' property, including medical expenses, ambulance
charges and hospital expenses.
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REQUEST A HOME INSURANCE QUOTE
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